Home Warranty Education

Should I Get A Home Warranty? Flow Chart

Sometimes life hands you decisions you have to make that are difficult. Like, "should I go back to school, and where?" Or even the question of "should I buy a home?" Some of these questions are only ones that you can answer for yourself. However, there are some of life's questions that you can find help answering. Questions like "Should I bleach the tips of my hair?" (unless you're in a boy band or live in the 90s, no.) or "Should I buy a cheeto kind of shaped like a finger for $600,000 online?" (All Cheetos are shaped like fingers, so no.) or "should I try and see if I can learn to fly by jumping out of this plane without a parachute?" (No. Just ... no.)

Now Landmark Home Warranty isn't a fashion expert, cheeto expert, or flight expert, but the one thing we are qualified to give you the answers to is, you guessed it, home warranties. Whether you're pretty set on getting a home warranty for your new home and you just want to be sure, or you're looking into getting some protection on your current home, Landmark Home Warranty can help you make the right decision. So, without further ado, we present our flow chart: Should you Get Home Warranty? 

Okay, okay, we know that flow chart had some parts that you most likely aren't thinking, but the flowchart also has some valid points. A home warranty is perfect regardless of if you're just moving into the home, you've lived in the home for a  long time or if you're just interested in saving money because your home systems and appliances are nearing the end of their lifespan. Let's look a little closer at the facts this home warranty flow chart points out: 


Now, Landmark Home Warranty knows you probably aren't a millionaire, ready to purchase a status of an Apatosaurus for your front lawn like our flow chart says. But many people assume that spending money on a home warranty will drain their bank accounts more than paying for the repairs and replacements of home systems and appliances that fail in their home from normal wear and tear. They couldn't be more wrong.  For example, a Landmark home warranty starts at around $400. Let's say your air conditioner goes out. To replace that, without a home warranty, you'll probably be spending between $5,000- $10,000 for the model, parts and labor. With a home warranty, you get all of that for a flat rate service call fee, as long as the air conditioner was properly maintained and failed from normal wear and tear. In total, with a home warranty you'd be saving between $4,540 and $9,540.  That's a lot of money. With that amount of savings, if you wanted to buy a statue of an Apatosaurus for the front lawn, you probably could. So the flow chart points out that no matter if you have thousands of dollars to throw at dinosaur statues, or you're pinching every penny, a home warranty can help you save those dollars for when you need them the most ... and not spend them on home appliance repairs and replacements.


Many people confuse home warranties with home insurance. Home insurance is something that is required by law that people pay for, and protects the home against natural disasters, floods, fires, and so on. A home warranty takes care of the home systems and appliances inside of the home, so the plumbing, electrical, heating and cooling systems that might cause those fires or floods. While a home warranty won't pay for the damages caused by a leaky toilet, or a burn on your wall, it will make sure that if your home system or appliance failed from normal wear and tear, it will be replaced or repaired for the service call fee. Not only is that a helpful addition to your home insurance coverage, it can also provide peace of mind.


If you're a millionaire, you can skip this part of our article. But, if you're like a majority of homeowners in America, you can understand how gut wrenching it can be to realize you're going to have to pay for something you weren't expecting. Imagine, suddenly your car is broken into, and you have to pay for a new window, or your baggage is lost at the airport, so you have to purchase your toiletries and however many outfits you packed for your trip. Or maybe you had a pre-paid bus pass and you lost it. It can be frustrating to have to pay for things you weren't expecting, and a home appliance or system is no exception. Realizing your furnace went out in the middle of winter, and knowing you just got through the holidays is enough to stress any normal homeowner out. But with a home warranty, you can have peace of mind. You know that your home warranty covers your home systems and appliances, and if they go out, you can easily find $60 -$100 to pay for a service call fee to repair or replace your oven, microwave or furnace.  With home warranties, there's no more stressing about where you'll get the money to pay for a brand new furnace. You'll know you can trust your home warranty company to pay for the majority of the cost.


 So now that you've seen what a home warranty can do for you, and Landmark has helped you figure out if you indeed need a home warranty or not, you want to know which one to pick! Well, we have a guide to ordering the best home warranty in our last post, which you can get some great tips. If you want to find the best home warranty, the best way to do that is to look at home warranty reviews, review home warranty coverage, and find the home warranty company that has the best plans that meet your needs. If you're interested in learning about Landmark Home Warranty, you can go to our website at www.landmarkhw.com. There you can read about our home warranty plansand read our customer's home warranty reviews. If you don't think we're the best home warranty after that, give us a call at and we'll be happy to answer any questions you might have.   

Home Warranty Education

Everything you need to know about what a home warranty is, how it works and what it covers. Real estate professionals: use these articles to help your clients!

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